Cafeteria Benefits and Your Workforce
http://garretttgwm577.angelfire.com/index.blog/1622936/lunch-counter-fringe-benefits-along-with-your-workforce/
Workers spend for non-reimbursed costs from these accounts. Unfortunately, flexible-spending accounts are "use-it-or-lose-it" accounts; suggesting that any funds leftover at the end of the year can not be " surrendered,"